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EquityKeyTM
Real Estate Appreciation Option |
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| EquityKeyTM - Real Estate Appreciation Option |
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| The Solution To A Growing Problem |
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People are living longer than ever. That’s a good thing, right? Unfortunately, blessing is met with the cost of maintaining a healthy, quality lifestyle longer than expected. Seniors currently holds trillions in real estate equity which led the founders of EquityKey to commit to revolutionizing the way that seniors fund an active life, retirement dreams, healthcare needs and estate planning goals.
The EquityKey program is a debt-free alternative for those between the age of 65 and 85 who are considering a reverse mortgage or other home loans. Rather than going into debt and risking the present equity you have worked so hard to build, they believe there is a better solution. With EquityKey, you have the opportunity to receive debt-free cash today, and in exchange, they obtain the right to participate in the future appreciation of your home. The current equity in your home remains yours. The money you receive from EquityKey is based on the current value of your home. And unlike a reverse mortgage or home loans, this money does not accrue interest or have to be paid back as long as you abide by your agreement with us.
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| What if My Home Depreciates in Value? |
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You still keep the money that EquityKey paid you. They believe that real estate is a sound long-term investment. If your home loses value then they lose the money they have paid you. The amount you receive from EquityKey is not a loan and does not create debt; therefore, they assume the risk of loss if your home does not grow in value.
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| What if My Home Appreciates in Value? |
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You keep the money that EquityKey paid you. They share in any increase in your home’s value (if any) after they enter into our agreement. The percentage of appreciation that you retain is detailed in your agreement with them.
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| Partners in Growth |
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Years from now your home will most likely be worth more than it is today. EquityKey believes their investment in your property will result in them receiving more from our share of the future appreciation than the amount they pay you to participate. They view this as a win-win. They provide the cash you need or want today and look forward to sharing with you in the growth of tomorrow.
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*If, at the end of your agreement term, EqutiyKey acquires your property, they will charge an acquisition cost equal to our actual third party costs to sell it. This cost will never be more than 8% of the fair market value of the house at that time. There can be no guarantee that participation in the EquityKey program is suitable for you. Please consult your own legal counsel, financial advisor, tax planner and any heirs to your estate before making a decision to participate in the EquityKey program.
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Reverse Mortgage Loans Delaware provides all the resources, tools and information to assist you in the process of buying a reverse mortgages. We will help you find a qualified mortgage specialist in your area to educate you. Reverse Mortgage Loans Delaware facilitates matching you with a local brokers for reverse mortgages to ensure a successful loan. We have all the information you need to understand all the questions you may have about a reverse mortgages. For example, did you know that anyone aged 62 or over may meet the requirements to obtain reverse mortgages? Reverse Mortgage Loans Delaware includes articles, frequently asked questions, and blogs with all the Reverse Mortgages questions and answers you can possibly think of. We encourage you to read our privacy policy and terms of use and hope that you enjoy using the Reverse Mortgage Loans Delaware site.
Copyright 2007 HomeXperts, Inc. |
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| Delaware is a state located on the Atlantic Coast in the Mid-Atlantic region of the United States. The state is named after Delaware Bay and River, which were named for Thomas West, 3rd Baron De La Warr (1577–1618). Population estimates by the Census Bureau for 2005 place the population of Delaware at 843,524. Despite being the 45th most populous state, it is the seventh most densely populated state, with a population density of 320 more people per square mile than the national average, ranking ahead of states such as Florida, California, and Texas. |
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